Fee Schedule
Effective Date: 10/01/2022
| Service | Fee | Notes |
|---|---|---|
| Account History "List" | $5.00 | Free Online |
| Account Reconciliation | $25.00 | |
| Account Research Fee | $25.00 | |
| ACH Stop Payment | $25.00 | |
| ATM Card | $10.00 | New and Replacement |
| ATM Deposits | $1.00 | 5 business day hold on ALL Deposits |
| ATM Inquiries | $1.00 | Free at MCCU ATM |
| ATM Transfers | $1.00 | Free at MCCU ATM |
| ATM Withdrawals | $1.00 | Free at MCCU ATM |
| Incomplete ATM Transactions | $0.50 | Per item |
| Automated Check Fee (CFT) | $1.00 | Per Item |
| Card RUSH Delivery | $75.00 | ATM/Debit/Visa |
| Cashier Checks | $3.00 | Per Item |
| Check Processing Fee | $5.00 | Per check, Waiver for: *Aggregate Bal of $50.00 *Loans *Youth Accounts *Debit Card w/ Checking |
| Check Stop Payment | $25.00 | For one check or series of checks |
| Christmas Club Withdrawal | $5.00 | Each withdrawal |
| Copy of Checks | $5.00 | Per Item (Free Online) |
| Copy of Corp Checks & Money Orders | $5.00 | Per item |
| Courtesy Pay Fee | $30.00 | Per item |
| Debit Card | $10.00 | Replacement Fee |
| Dormant Fee | $50.00 | Per month after 1 year with no activity |
| Fax Services | $2.00 | First page, $1.00 each additional page |
| Foreign Item Processing | $10.00 | |
| Garnishment/Levy/Escheat | $50.00 | |
| Instant ACH Deposit Fee | $10.00 | Per Item (with CU Approval) |
| IRA Transfer to Another FI | $25.00 | |
| IRA Yearly Administration Fee | $20.00 | Not to include existing IRA's |
| Late Title Fee | $30.00 | After 30 days |
| Low Balance Fee (Monthly)*** | $5.00 | If aggregate balance less than $100 |
| Money Orders | $3.00 | Per Item |
| Non-Member Check Cashing | $10.00 | Checks drawn off Michigan Coastal |
| NSF Returns | $30.00 | Per item |
| Phone Transfer Fee/Acct Inquiry | $1.00 | Free Online |
| Return Check Fee | $15.00 | Per item |
| Return Mail/Bad Address | $5.00 | |
| Second Chance Checking | $10.00 | Per Month (charged on the 1st) |
| Service Re-instatement | $15.00 | Previous Collections |
| Starter Checks | $4.00 | Per Page (4 checks/page) W/CU Approval |
| Statement Copies | $10.00 | Per Statement Free Online |
| Stop Payments on Corporate Checks | $30.00 | Per item |
| Stop Payments on Money Orders | $30.00 | Per item |
| Verification of Deposit | $5.00 | Not to include DHS |
| Visa Gift Card | $3.50 | |
| Visa Credit Card | $10.00 | Replacement Fee |
| Visa Credit Card Statement Copies | $10.00 | Each copy |
| Wire Transfer | $20.00 | Domestic Only |
| ***This fee is waived if member is under age 23 and over age 60 | ||
