Deposit Rates
Effective Date: Thursday, April 25th, 2024
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| REGULAR SHARES | 0.050% | $5.00 | $500.00 |
| HIGH YIELD SHARES | 1.00% | $2,500.00 | $2,500.00 |
| HIGH YIELD SHARES | 1.35% | N/A | $20,000.00 |
| HIGH YIELD SHARES | 1.55% | N/A | $50,000.00 |
| HIGH YIELD SHARES | 1.85% | N/A | $75,000.00 |
| CHRISTMAS CLUB | 0.150% | $1.00 | $0.00 |
| VACATION CLUB | 0.050% | $0.00 | $0.00 |
| CHECKING | 0.000% | $0.00 | $0.00 |
| HIGH INTEREST CHECKING* | 7% | $0.00 | $0.00 |
| YOUTH SAVINGS ACCT | 0.050% | $0.00 | $0.00 |
| Fees may reduce earnings. Rate may change after the account is opened. | |||
Certificate Rates
Effective Date: Thursday, April 25th, 2024
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 6 MONTH GOLDEN CD | 5.00% | $500.00 |
| 7 MONTH SPECIAL | 5.25% | $500.00 |
| 12 MONTH GOLDEN CD | 5.15% | $500.00 |
| 15 MONTH SPECIAL | 5.00% | $500.00 |
| 18 MONTH GOLDEN CD | 4.75% | $500.00 |
| 21 MONTH SPECIAL | 4.50% | $500.00 |
| 24 MONTH GOLDEN CD | 4.35% | $500.00 |
| 36 MO GOLDEN CD | 4.10% | $500.00 |
| 48 MO GOLDEN CD | 4.00% | $500.00 |
| 60 MO GOLDEN CD | 4.00% | $500.00 |
| 60 MONTH $25,000.00 | 4.00% | $25,000.00 |
| Penalty for early withdrawals. | ||
Loan Rates
Effective Date: Thursday, April 25th, 2024
| Loan Type | Rates as low as-Stated in APR | Terms/Information |
|---|---|---|
| New Vehicle/Motorcycle | as low as 8.00% | Check out our low rates!! |
| Used Vehicle/Motorcycle | as low as 9.00% | Refinance with MCCU today! |
| 2015 or newer BOAT/RV | as low as 8.00% | |
| Used Boat/RV | as low as 9.00% | |
| Visa Card | 11.49% | as low as 11.49% - No Annual Fee |
| Revolving Loan | as low as 10.49% | Pay only $20 for every $1,000.00 you borrow! |
| Signature Loan | as low as 13.00% | |
| Consumer Secured Loans | as low as 9.00% | ATV/Snow Mobile/etc.. |
| Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items. | ||
